House and Lot Loan With the news of Pampanga becoming the next BPO hub in the country, John, 32, immediately left his job in Manila to take his chances in the province. He then decided to buy a house and lot in Pampanga with his humble savings from his decade-worth earnings. However, John found out his savings was not enough to purchase his dream home. But he is not worried though, since he knows he can apply for a housing loan from Pag-IBIG Fund. That way, he can make up for the needed amount to get his hands on his desired property. Come application time, he visited the San Fernando branch to submit his housing loan requirements. He had to travel from offices to offices to complete his requirements. Not to mention he’s incurring expenses every time he prepares the needed documents. Little did he know that it will take a month for his loan to get approved and released. After what seemed like forever, John’s real estate agent broke the bad news: the house and ...
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